Accolades

What is the Statute of Limitations in Louisiana for a Car Accident Injury?

Statute of Limitations for a Car Accident in Louisiana

While many people are aware of their right to compensation after a personal injury louisiana, few people who are injured in a car accident are aware of the statute of limitations in Louisiana and what this means. Let’s discuss what the statute means, how long you have to file a claim after an injury, and why working with the team at Breaux Law Firm is key to your overall recovery.

If you’ve been injured in a car accident in Greater New Orleans or South Louisiana, you deserve fair compensation for all your physical and emotional injuries, as well as damages to your personal property and your livelihood. Friends and family members may encourage you to reach out to a personal injury attorney to discuss your rights to compensation—a step you should definitely take.

However, don’t wait too long to take that first step of talking with a lawyer!

Why? Because there is a statute of limitations in Louisiana for a car accident.

What is a Statute of Limitations in Louisiana on Car Accidents?

According to the Legal Information Institute, which provides open access to legal information, in legal terms, a statute of limitations is: “Any law that bars claims after a certain period of time pass after an injury.

The period of time varies depending on the jurisdiction and the type of claim. Statutes of limitations exist for both civil. And criminal causes of action and begin to run from the date of the injury, or the date it was discovered, or the date on which it would have been discovered with reasonable efforts.”

In layman’s terms, a statute of limitations is the deadline for filing a claim against another party. In Louisiana, according to CC Art. 3492, the statute of limitations for a car accident claim is one year. After that one year has passed, you can no longer file a claim to receive compensation for damages you sustained in that accident.

That compensation might look like covering costs related to your medical expenses, the income you lost if your injuries caused you to miss time at work, prescription costs, therapeutic treatments, therapy for emotional pain, or damage to your property (like the cost of replacing or repairing your car following an auto accident), and past and future pain and suffering (both emotional and physical).

How Can Breaux Law Firm Help with the Statute of Limitations?

The experienced attorneys at Breaux Law Firm can help you calculate these costs and will be aware of incurred costs that you might not realize can be reimbursed by the at-fault party’s insurance company.

In other words, if you’re asking yourself how long after a car accident can you take legal action to receive compensation for an injury, the answer is, in plain terms: just one year.

After the year statute of limitations for a car accident injury has expired, you can no longer file a claim regarding that accident or your injuries. If you file after the expiration, the insurance company or the court will defend and dismiss your case.

In a fatal car accident or a wrongful death case, the same statute of limitations in Louisiana of one year still applies.

Learn more about the Difference Between a Truck Accident and Car Accident

Statute of Limitations FAQs:

What is the statute of limitations for car accident insurance claims?

If you are filing a claim with an insurance company or filing a lawsuit in Louisiana, the statute of limitations for any claim related to a car accident or injuries sustained in a car accident is one year.

Are there any exceptions?

Yes, there are a few exceptions. One example is car accidents that involve multiple responsible parties (i.e. defendants) and thus require extensive investigation into who is to be held responsible and to what degree.

An injured person may be able to file a claim against additional parties if the investigation reveals other parties to be at fault for the accident. These exceptions are highly complicated and as a general rule, you should keep the one-year deadline in your head. 

How long do I have after a car accident to hire a personal injury law firm in New Orleans?

In Louisiana, CC Art. 3492 establishes a one-year deadline for filing a lawsuit asking for compensation after an automobile accident in which you have suffered injuries. This law provides injured parties with only one year from the date of the accident to take legal action. This means you have exactly one year to file a claim with the at-fault driver’s car insurance company. Ready to discuss your case? Contact our lawyers.

What is the hit-and-run statute of limitations in Louisiana?

If you are hit by an uninsured driver or the accident is a hit-and-run where you have no information on the driver who hit you, the statute of limitations in Louisiana to file suit against your own under/uninsured motorist insurance carrier is two years.

What is the point of a statute of limitations for car accidents?

Although the answer may seem counterintuitive, a statute of limitations is designed to protect citizens. The idea is that a person who has been injured in an accident cannot sue another party continually or indefinitely for compensation regarding their injuries.

Lawsuits can be more difficult to pursue the more time goes by after the incident. Investigations need to happen soon after the accident. For this reason, lawsuits need to be a timely thing. The decision to pursue legal action should be made quickly and reasonably, within an appropriate time frame after the accident.

Contact the Attorneys at Breaux Law Firm for Assistance

In this article, we’ve covered:

  1. What the statute of limitations is for a car accident in Louisiana
  2. How long after a car accident you can claim an injury
  3. Why the law exists

But why should you work with the team at Breaux Law Firm to file your claim before the statute of limitations expires?

The answer, simply put, is that we succeed in winning our clients a fair compensation package that covers all of their injuries, mental health damages, property damages, loss related to income or quality of life, and past and future pain and suffering.

We cover all the bases and use our expertise in personal injury law to ensure that you win your case. We know the ins and outs of the Louisiana legal world. We also know the timelines and deadlines that you will need to follow. Consider us your guides, your support system, and your advocates.

At Breaux Law Firm, we see our clients like family. We fight for you as if we were fighting for one of our own. Are you hesitant about your claim or unsure if the statute of limitations in Louisiana has already passed? Just give us a call so we can determine what kind of case we can develop on your behalf.

We’re happy to spend the time it takes for you to understand the legal complexities of your case, the direction you can take, and what steps you should take next. Our reputation speaks for itself; we are ready to fight for you.

Share the Post:

Frequently Asked Questions

We don’t get paid until you do. The attorneys of Breaux Law Firm have what is called a “contingency fee arrangement” with each and every one of our clients. A contingency fee arrangement means that the attorney’s fee is taken out of the total amount of money recovered for the client, once the client’s case is settled. The attorneys at Breaux Law Firm are happy to meet with you FOR FREE to discuss your case, to answer any questions you may have, and to let you know if we think you have a good case.

The short answer is YES. If you’re the owner or the driver of the motor vehicle you were in at the time of the accident and neither you nor the vehicle you were driving has automobile insurance, then the adverse insurance company will get a credit for the first $15,000 in damages that they would have otherwise owed you, as described below. If you were a passenger in a vehicle where neither it nor its driver has insurance, you will still be able to recover, because you’re not the owner nor the operator of the uninsured vehicle. The attorneys at Breaux Law Firm stay informed on all laws involving insurance and the other legal areas we practice. We take the guesswork out of Louisiana state laws, and guide you through the process of recovering the compensation you deserve.

“There shall be no recovery for the first fifteen thousand dollars of bodily injury and no recovery for the first twenty-five thousand dollars of property damage based on any cause or right of action arising out of a motor vehicle accident, for such injury or damages occasioned by an owner or operator of a motor vehicle involved in such accident who fails to own or maintain compulsory motor vehicle liability security.
La. Stat. Ann. § 32:866

Breaux Law Firm is licensed to practice law throughout the state of Louisiana. However, Breaux Law Firm, in conjunction with other respected attorneys, has also represented clients from many other states, including Texas, Mississippi, Alabama, Florida, North Carolina, Illinois, California, and more.

Our office hours are Monday through Friday, 8:30 a.m. to 5:30 p.m., excluding holidays. Our office is located at 111 Veterans Memorial Blvd., Suite 1820, Metairie, LA 70005. You’ll find plenty of parking available in our visitor parking lot, along with a wheelchair-accessible ramp. Of course, you can always reach us through our 24-hour phone line at (504) 914-7779.

NO, YOU DO NOT. We don’t get paid until you do. The vast majority of the time, the conscientious attorneys at Breaux Law Firm will be able to let you know if your case is likely to succeed at the FREE initial consultation. If the case doesn’t work out, you owe us nothing and we will bear our own costs.

In Louisiana, you have ONE YEAR FROM THE DATE OF THE ACCIDENT to file a lawsuit to recover damages due to an accident; this concept is known as the statute of limitations or prescriptive period. Once your accident occurs, the clock starts ticking. The attorneys at Breaux Law Firm stay informed on all laws involving injury law, as well as the other legal areas we practice. We know that legal language can be confusing and hard to understand, as you can see below, so we work hard to make the process of filing a claim as easy and positive as possible.
“Delictual actions are subject to a liberative prescription of one year. This prescription commences to run from the day injury or damage is sustained.”
La. Civ. Code Ann. art. 3492

YES, the law office of Breaux Law Firm works with all types of medical providers and will assist you in obtaining the medical care that you need for your injuries.

There are several ways to take care of your property damage after an accident. The most common way is to make a claim against the liable insurance company which covered the at-fault party at the time of the accident. After making a claim against the liable insurance company, the liable insurance company is supposed to appraise the damage to your vehicle by sending an appraiser to inspect the vehicle wherever it’s located. Within a reasonable time, the liable insurance company is supposed to make a liability determination. If the insurance company accepts liability, they will put you in a rental car and arrange for your vehicle to be repaired. You’re entitled to a rental car, paid for by the liable insurance company, until your car is fixed and ready for you to pick up. The liability insurance company must adjust the property damage within thirty (30) days of their receiving a satisfactory proof of loss. The attorneys at Breaux Law Firm stay informed on all laws involving insurance and the other legal areas we practice, translating confusing legal jargon, as you see below, into clear guidance for our clients.
“All insurers shall make a written offer to settle any property damage claim, including a third-party claim, within thirty days after receipt of satisfactory proofs of loss of that claim.”
La. Stat. Ann. § 22:1892