Breaux Law Firm New Location Information
August 29, 2021

How Does a Car Accident Affect Your Life?

by Evan Breaux | Auto Accidents | 0 comments

Roadway accidents are always unpredictable and unexpected. An auto collision can lead to a destructive and irretrievable loss in one’s life. Additionally, it can cause panic, PTSD, and deep-rooted fear. Depending on the severity of an accident, car accidents may have short- or long-term effects on your life. You may have to deal with the consequences caused by an accident for days, weeks, or even years after the crash. In this article, we discuss how a car accident affects your life.

No one wants to experience a car accident—yet it’s likely that many of us will. According to Esurance, for every 1,000 miles a person drives, the odds of that person being in a car accident are 1 in 366, and 77% of Americans will be in a car crash in their lifetime.

The National Safety Council (NSF) found in 2019 that the odds of a person in America dying in a car accident is 1 in 107. The NSF also reports that, despite fewer car accident fatalities each year, car crashes are still a leading cause of death for people in all age groups. The good news is that safety features and enhanced technology in new car models are helping to reduce car accidents and drastically reducing the national rate of accidental deaths.

In New Orleans in 2021, a spike in violent crime, illegal drag racing on city roads, and heightened instances of road rage, combined with trauma, loss, stress, and financial difficulties from the COVID-19 pandemic, has made for an environment where car accidents and other personal injuries are even more likely to occur. 

How Does A Car Accident Affect Your Life

To keep yourself safe from the possibility of a car accident or any other personal injury, take care to stay alert and calm while driving, do not speed or engage in road rage or aggressive driving, and never drive while impaired.

Car accidents can result in injury, disability, emotional stress, and financial hardship. Don’t negotiate with insurance on your own. Instead, you’ll want to work with a reputable personal injury attorney who knows the ropes.

If you were in a car accident in New Orleans or within the state of Louisiana, don’t look any further. Contact the personal injury team at Breaux Law Firm today to get started on your recovery with a free consultation.

The Impact on Your Life After a Car Accident

In the time after a car accident, it is normal to feel overwhelmed or encounter stress. You may experience symptoms of post-traumatic stress disorder (PTSD) after such a trauma. There are many ways how does a car accident affect your life. These include, but are not limited to, the following:

Physical Suffering

Your injuries could range from minor, with a fast recovery that involves no doctors’ visits, to a major debilitating injury, requiring multiple surgeries, amputation, or even resulting in life-long disability. Spinal cord injuries can cause paralysis or disfigurement, and traumatic brain injuries can change a person’s entire personality.

It is often quite difficult to tell what type of injuries you have sustained in the aftermath of an accident, especially with adrenaline surging through you. Try to avoid saying you feel fine and ignoring the potential severity of the accident. Your injuries might reveal themselves slowly in the coming days, weeks, or months.

Medical Expenses

A car crash victim will likely encounter doctors’ appointments, hospital visits, multiple visits to the pharmacy to pick up medication, and possibly also physical therapy sessions. While a high-quality health insurance policy will cover much of this, many Americans have low-quality health insurance with very high deductibles that must first be paid out-of-pocket. This “catastrophic” health insurance is common among healthy young people who don’t anticipate needing to cover a lot of medical bills—which is a gamble that many are willing to risk. Some people go so far as to risk not having health insurance coverage at all! Unfortunately, if they become victims of a car accident, these people will be saddled with huge medical bills. 

Wage Loss 

One of the biggest changes to a person’s life after a car accident is the inability to work. While some people have jobs that will accommodate their time away to heal after an accident, other people may suffer greatly from the loss of income. This applies, for example, to gig economy workers, like Lyft or Uber drivers, and freelancers, artists, craftspeople, or entrepreneurs. Additionally, an accident or a particular injury can affect a person’s future employment opportunities.

Motor-Vehicle Property Damage

After a car accident that damages your car, you will undoubtedly have costs related to these repairs. Even if a car accident victim has auto insurance, you may find yourself responsible for paying the deductible or for costs that exceed your insurance policy’s limit. This is exacerbated if your insurance company is denying your claim, in which case you may find yourself paying out-of-pocket for hundreds or thousands of dollars of repairs to your car—and possibly also the other car or cars involved in the crash. You will also find yourself scheduling these vehicle repairs and dealing with the auto shop.

Unanticipated Additional Costs

When you are in a car accident and the police arrive on the scene, they will attempt to determine fault and assign traffic tickets for those drivers who made erroneous or illegal choices, which may result in fines for one or all drivers involved. Being involved in a car accident will likely increase each driver’s auto insurance premiums. Furthermore, if a person finds himself or herself paying out-of-pocket for costs related to their car repairs or healthcare, the inability to pay for these bills could lower one’s credit score. All of these unexpected costs can quickly add up, affecting your overall financial health and making your recovery after such a traumatic event all the more difficult.

Decreased Quality of Life

If your car was damaged beyond repair in the accident or is being repaired in an auto shop, you may discover that your quality of life decreases without having transportation readily accessible. This could make it harder for you to get to your job or see loved ones. You may find yourself sitting around while recovering or waiting to return to work, and this can have a negative effect on your psyche and quality of life.

Legal Process

If you and your insurance company are unable to resolve your claim, you may need to engage in a lawsuit in order to be fully compensated. A lawsuit might require gathering additional evidence related to the accident, like eyewitness interviews, security camera footage, or phone records. Having an attorney will be very important for this process; it is not recommended that you attempt to deal with the legal side of things on your own or represent yourself in a court of law.

Loss of a Loved One

The wrongful death of a loved one due to another driver’s carelessness is one of the most deeply painful experiences a person can go through. This type of sudden loss can understandably lead to intense grieving, and a lifetime spent grappling with forgiveness and acceptance.

Emotional Suffering

Due to all of the aforementioned impacts of a car accident, a victim may find her or his emotional health deteriorating. You could feel stressed, and overwhelmed with the number of administrative things. You need to follow up with regard to your health care, health insurance, claim or lawsuit, automobile, employment, etc, and might find yourself experiencing depression, or feeling afraid of getting into a car again. All of this is normal and is an important reason why you should hire an attorney to help you deal with the aftermath of a car crash.

What’s Next?

An auto accident’s aftermath is not only injuries, high-cost medical bills, property loss, and legal complications, but it can also affect every aspect of life, from the personal, to professional.

However, an attorney will assist you in making the right decision and taking the next best steps in order to minimize the accident’s impact on your life. 

Don’t Wait — Reach out to Breaux Law Firm Today

Because of the myriad ways a car accident can irrevocably change your way of life, your emotional state, and your well-being, you need to be fully compensated for all damages. Working through your insurance company or simply tackling the reimbursement on your own can be stressful, frustrating, and ineffective.

In particular, if you were injured in a car accident in the state of Louisiana or the city of New Orleans, reach out to Breaux Law Firm. We provide personalized attention to each of our clients. We fight for you as if we were fighting for one of our own family members.

Our thoughtful, experienced lawyers are keenly aware of the many ways a car accident can affect a person’s life. We don’t get paid until you do, and we will honestly assess all facets of your case to determine what is the best course of action for you.

We have successfully fought for our clients. We know how to tackle your case, and how to navigate the legal system in Louisiana, the auto insurance industry, and all the complexities of a personal injury case. Contact the personal injury team at Breaux Law Firm for your free consultation today.